PROTECT TODAY

COVER COMPLETELY TODAY

LIVE WITHOUT FEAR

PROTECT TODAY

COVER COMPLETELY TODAY

LIVE WITHOUT FEAR

Safeguard your family’s future with Whole Life or Term Life Insurance. Lock in coverage today so your loved ones are protected no matter what tomorrow brings.

Get complete peace of mind with our Comprehensive Protection Plans, combining Life Insurance, Medicare, and Critical Illness coverage everything you need in one trusted package.

Enjoy immediate protection and lasting security with Mortgage Protection or Living Benefits. Because when life changes, your safety net should already be in place.

Safeguard your family’s future with Whole Life or Term Life Insurance. Lock in coverage today so your loved ones are protected no matter what tomorrow brings.

Get complete peace of mind with our Comprehensive Protection Plans, combining Life Insurance, Medicare, and Critical Illness coverage everything you need in one trusted package.

Enjoy immediate protection and lasting security with Mortgage Protection or Living Benefits. Because when life changes, your safety net should already be in place.

What we Offer

What we Offer

Who we are

Founders

Caroline & Robin Paugh: Your Dynamic Financial Duo
With 20+ years of experience, husband-and-wife team Caroline and Robin Paugh specialize in life insurance, wealth management, and Medicare planning. Caroline brings compassionate, personalized solutions to protect families, while Robin delivers expert guidance in estate planning and retirement strategies. Together, they provide tailored, trustworthy advice to secure your financial future for generations.

Who we are

Founders

Caroline & Robin Paugh: Your Dynamic Financial Duo
With 20+ years of experience, husband-and-wife team Caroline and Robin Paugh specialize in life insurance, wealth management, and Medicare planning. Caroline brings compassionate, personalized solutions to protect families, while Robin delivers expert guidance in estate planning and retirement strategies. Together, they provide tailored, trustworthy advice to secure your financial future for generations.

Frequently Asked Questions

What’s the difference between Term Life and Whole Life?

Term Life covers you for a set period (e.g., 10–30 years) at a lower cost—great for budget-friendly protection. Whole Life lasts your entire lifetime, builds cash value, and can be used as a financial asset.

Do I really need Critical Illness coverage if I already have health insurance?

Yes—health insurance helps with medical bills, but Critical Illness provides a lump-sum cash benefit you can use for anything (deductibles, income gaps, travel for treatment, or household bills).

How do I know which plan is right for me?

We do a quick needs analysis based on your goals (family protection, retirement income, mortgage, healthcare). Then we compare options—Term vs. Whole Life, Living Benefits, Medicare, and Annuities—to recommend a tailored, affordable plan.

Frequently Asked Questions

What’s the difference between Term Life and Whole Life?

Term Life covers you for a set period (e.g., 10–30 years) at a lower cost—great for budget-friendly protection. Whole Life lasts your entire lifetime, builds cash value, and can be used as a financial asset.

Do I really need Critical Illness coverage if I already have health insurance?

Yes—health insurance helps with medical bills, but Critical Illness provides a lump-sum cash benefit you can use for anything (deductibles, income gaps, travel for treatment, or household bills).

How do I know which plan is right for me?

We do a quick needs analysis based on your goals (family protection, retirement income, mortgage, healthcare). Then we compare options—Term vs. Whole Life, Living Benefits, Medicare, and Annuities—to recommend a tailored, affordable plan.

Get In Touch

📍Brooksville, FL, United States, Florida

📧 [email protected]

📞 +1 352-663-4400

New York, NY, USA

Get In Touch

📍Brooksville, FL, United States, Florida

📧 [email protected]

📞 +1 352-663-4400

New York, NY, USA

Copyright 2025 . All rights reserved