PROTECT TODAY

COVER COMPLETELY TODAY

LIVE WITHOUT FEAR

PROTECT TODAY

COVER COMPLETELY TODAY

LIVE WITHOUT FEAR

LET US HELP YOU PROVIDE AND PROTECT YOUR FAMILY

Planning for your future can feel overwhelming — but you don’t have to face it alone.

Without a clear financial plan:

Your family could struggle financially if your income suddenly stops.
You might have to keep working beyond retirement because your savings aren’t enough.
Your assets could be tied up in probate court, delaying the inheritance your loved ones deserve.
You may lose a portion of your income to taxes that could have been avoided with the right strategy.

All of this can lead to sleepless nights and constant stress — and we don’t want that for you.

At Graceland Financial Solutions, our trusted advisors are here to help you build a solid plan that protects your family, grows your wealth, and gives you peace of mind.

Let’s secure your future — together.

Caroline I. Paugh

Founder Graceland Financial Solutions

LET US HELP YOU PROVIDE AND PROTECT YOUR FAMILY

Planning for your future can feel overwhelming — but you don’t have to face it alone.

Without a clear financial plan:

Your family could struggle financially if your income suddenly stops.
You might have to keep working beyond retirement because your savings aren’t enough.
Your assets could be tied up in probate court, delaying the inheritance your loved ones deserve.
You may lose a portion of your income to taxes that could have been avoided with the right strategy.

All of this can lead to sleepless nights and constant stress — and we don’t want that for you.

At Graceland Financial Solutions, our trusted advisors are here to help you build a solid plan that protects your family, grows your wealth, and gives you peace of mind.

Let’s secure your future — together.

Caroline I. Paugh

Founder Graceland Financial Solutions

Get your end of life

affairs in order

Through life insurance and estate planning we can help you ensure that whenever that day comes, your family will be well taken care of. Life insurance will make sure they will continue on financially without your income. Estate planning will ensure your assets will immediately pass to your heirs without the hassle, cost and nightmare of probate court.

Plan for retirement

Do you have tax free retirement planning in place yet? The biggest cost to retirement planning is inflation and taxes. Most people do not plan for both. We help you mitigate both so you keep more of your money in retirement.

Minimize your taxes

to maximize your

profit

Finally, as a business owner, we will help you minimize your taxes, redirect those funds to your retirement, and finally help you do succession planning for your business, or help you maximize the valuation of your business so will get the most out of all the sweat equity you put in.

Get your end of life

affairs in order

Through life insurance and estate planning we can help you ensure that whenever that day comes, your family will be well taken care of. Life insurance will make sure they will continue on financially without your income. Estate planning will ensure your assets will immediately pass to your heirs without the hassle, cost and nightmare of probate court.

Plan for retirement

Do you have tax free retirement planning in place yet? The biggest cost to retirement planning is inflation and taxes. Most people do not plan for both. We help you mitigate both so you keep more of your money in retirement.

Minimize your taxes

to maximize your profit

Finally, as a business owner, we will help you minimize your taxes, redirect those funds to your retirement, and finally help you do succession planning for your business, or help you maximize the valuation of your business so will get the most out of all the sweat equity you put in.

Introducing the Fix For Your Problems

What most people need is the advice from experts who can help you navigate the murky waters of planning your financial life and future. Who can you trust? Let us educate you on how to solve your problems in the most comprehensive and efficient way. It's only 30 minutes of your time to learn how we can help you.

Introducing the Fix For Your Problems

What most people need is the advice from experts who can help you navigate the murky waters of planning your financial life and future. Who can you trust? Let us educate you on how to solve your problems in the most comprehensive and efficient way. It's only 30 minutes of your time to learn how we can help you.

OUR SERVICES

What We Offer

No other company, can provide you a complete planning system for your life when it comes to your finances, retirement and beyond death. Achieve that peace-of-mind that you will retire paying minimal taxes; you will provide for your loved ones financially when you die; your estate will be settled in a manner of weeks instead of years while keeping family relationships in-tact and minimizing the cost of transfer.

01. WHOLE LIFE INSURANCE

Lifetime protection that builds cash value over time, giving you both security and a financial asset you can use in the future.

02. TERM LIFE INSURANCE

Affordable coverage for a set period, ideal for protecting your loved ones during key life stage like raising children or paying off a mortgage.

03. CRITICAL ILLNESS INSURANCE

A lump-sum payout if you're diagnosed with a covered serious illness, helping you focus on recovery without financial stress.

04. MEDICARE COVERAGE

Comprehensive healthcare beneifts for seniors, ensuring access to quality care and reducing out-of-pocket medical costs.

05. TAX-FREE RETIREMENT PLANS

Retirement savings strategies designed to grow your money and let you access it tax-free when you need it most.

06. ANNUILTIES

A steady income stram for life or a seat number of years, helping you enjoy a financially secure retirement.

07. LIVING BENEFITS

Access part of your life insurance funds while you're still alive in case of serious illness, injusy, or disability.

08. CHILDREN'S LIFE INSIRANCE POLICIES

Affordable coverage for your children that can build cash value and secure their isnurability for life.

09. MORTGAGE PROTECTION INSURANCE

Keeps your home safe by covering mortgage payments if you pass away, become critically ill, or disabled.

OUR SERVICES

What We Offer

No other company, can provide you a complete planning system for your life when it comes to your finances, retirement and beyond death. Achieve that peace-of-mind that you will retire paying minimal taxes; you will provide for your loved ones financially when you die; your estate will be settled in a manner of weeks instead of years while keeping family relationships in-tact and minimizing the cost of transfer.

01. WHOLE LIFE INSURANCE

Lifetime protection that builds cash value over time, giving you both security and a financial asset you can use in the future.

02. TERM LIFE INSURANCE

Affordable coverage for a set period, ideal for protecting your loved ones during key life stage like raising children or paying off a mortgage.

03. CRITICAL ILLNESS INSURANCE

A lump-sum payout if you're diagnosed with a covered serious illness, helping you focus on recovery without financial stress.

04. MEDICARE COVERAGE

Comprehensive healthcare beneifts for seniors, ensuring access to quality care and reducing out-of-pocket medical costs.

05. TAX-FREE RETIREMENT PLANS

Retirement savings strategies designed to grow your money and let you access it tax-free when you need it most.

06. ANNUILTIES

A steady income stram for life or a seat number of years, helping you enjoy a financially secure retirement.

07. LIVING BENEFITS

Access part of your life insurance funds while you're still alive in case of serious illness, injusy, or disability.

08. CHILDREN'S LIFE INSIRANCE POLICIES

Affordable coverage for your children that can build cash value and secure their isnurability for life.

09. MORTGAGE PROTECTION INSURANCE

Keeps your home safe by covering mortgage payments if you pass away, become critically ill, or disabled.

Who We Are

What We Do

How We Do It

Who We Are

What We Do

How We Do It

TAX STRATEGIES

Leading With The Best Tax Advisor Team.

The opportunity to be the sole "go to" advisor to help you with reducing your tax burden to the IRS while bolstering your retirement planning in a huge way is like no other. What's the most incredible thing about this is that you don't have to be the expert. All you have to do is set up a 30-minute discovery call with us and you will be well on your way to saving huge in taxes implementing our tax strategies. Then you can divert these savings into enhancing your retirement planning while minimizing your tax burden in your retirement years.

Tax Reduction Solution

Our flagship Tax Reduction Plan opens the door to real savings by leveraging the tax code to its fullest potential. If you are running a successful business, there is a high probability of over-payment. Some solutions include Defined Benefit Plans, Enterprise Risk Management, and Accelerated Property Depreciation just to name a few.

Capital Gains Planning

Proper planning and coordination with a variety of legal and financial professionals provides a fairly complex playbook to defend against capital gains and transfer taxation. It is common for a business owner or investor to take a reactionary posture when considering the sale or transfer of a highly appreciated asset.

Time is an issue and though it may not completely eliminate

all the plays in our playbook, it certainly restricts the majority of legal and financial structures commonly used to address these expenses. Giving our team 3-5 years notice allows the proper amount of runway in order to time, combine, and sequence a myriad of financial positioning to ensure maximum results are achieved.

There is no ‘one size fits all’ design here.

Business Growth Planning

Words like ‘risk’ and ‘valuation’ probably sound much more acceptable to you when they are partnered with ‘risk mitigation’ and ‘increasing valuations’. It is for these reasons that we do not just focus on tax strategies in our comprehensive tax planning process. Because your client's goals and dreams are unique we have built a Business Growth Planning platform that allows us to meet them where they are at in their growth phase. And along the way we will make the necessary adjustments that they require to stay on course to meet and exceed those goals. Even when growth meets retirement.

TAX STRATEGIES

Leading With The Best Tax Advisor Team.

The opportunity to be the sole "go to" advisor to help you with reducing your tax burden to the IRS while bolstering your retirement planning in a huge way is like no other. What's the most incredible thing about this is that you don't have to be the expert. All you have to do is set up a 30-minute discovery call with us and you will be well on your way to saving huge in taxes implementing our tax strategies. Then you can divert these savings into enhancing your retirement planning while minimizing your tax burden in your retirement years.

Tax Reduction Solution

Our flagship Tax Reduction Plan opens the door to real savings by leveraging the tax code to its fullest potential. If you are running a successful business, there is a high probability of over-payment. Some solutions include Defined Benefit Plans, Enterprise Risk Management, and Accelerated Property Depreciation just to name a few.

Capital Gains Planning

Proper planning and coordination with a variety of legal and financial professionals provides a fairly complex playbook to defend against capital gains and transfer taxation. It is common for a business owner or investor to take a reactionary posture when considering the sale or transfer of a highly appreciated asset.

Time is an issue and though it may not completely eliminate

all the plays in our playbook, it certainly restricts the majority of legal and financial structures commonly used to address these expenses. Giving our team 3-5 years notice allows the proper amount of runway in order to time, combine, and sequence a myriad of financial positioning to ensure maximum results are achieved.

There is no ‘one size fits all’ design here.

Business Growth Planning

Words like ‘risk’ and ‘valuation’ probably sound much more acceptable to you when they are partnered with ‘risk mitigation’ and ‘increasing valuations’. It is for these reasons that we do not just focus on tax strategies in our comprehensive tax planning process. Because your client's goals and dreams are unique we have built a Business Growth Planning platform that allows us to meet them where they are at in their growth phase. And along the way we will make the necessary adjustments that they require to stay on course to meet and exceed those goals. Even when growth meets retirement.

ESTATE PLANNING

Leading with the best Estate Planning Software Solution.

You now have the ability to create your own fully featured estate plan using our proprietary software platform. This includes the revocable living trust, pour-over will, financial and healthcare powers of attorney, living will and advanced directive and much, much more.

We have our estate planning advisors that will assist you in creating your estate plan, producing attorney drafted documents specific to your state. They will also help you fund your trust with all your assets so they will bypass probate to go directly to your heirs exactly the way you want.

And you can make unlimited changes throughout your life as necessary.

The Revocable Living Trust

Having a revocable living trust can be a great way to make sure estate plans are carried out in the manner you wish.

This type of trust gives clear instructions on where your assets should go, who should have access to them, and what will happen in the event of an unexpected illness or death.

It is important to note that it also allows you to modify or dissolve the trust if needed.

In addition, one could create a living will, a financial power of attorney, as well as other documents depending on your estate plan.

These can provide legal protections and peace of mind while you are still alive.

Ultimately, having a revocable living trust can provide clarity and security for those who want estate planning done ahead of time.

Here is a short video on estate planning: https://bit.ly/epdocsoverview

Living Will and Advance Directive

Let’s talk about how a living will and advanced directive are essential estate planning documents that every adult should have.

A living will is a document that allows a person to set out their wishes for end-of-life medical treatment, while an advanced directive appoints another person, such as a family member or healthcare surrogate, to make decisions on the individual’s behalf if they become unable to make such decisions for themselves.

Additionally, many estate planning attorneys also recommend setting up additional estate planning documents such as a revocable living trust and financial power of attorney to ensure all estate planning needs are covered.

Without these important estate planning documents in place, important decisions concerning healthcare and finances could be left in the hands of strangers or family members who do not necessarily understand or know what the individual would have wanted.

Learn more about this important aspect of estate planning from this short video: https://bit.ly/epdocslivingwilladvdirective

Financial and Healthcare Powers of Attorney

Another important aspect of our estate planning process is establishing a financial and healthcare power of attorney.

A healthcare power of attorney allows the person you designate to make decisions about your medical care if you are unable to do so due to an accident, illness, or other situation.

It is also important to have a financial power of attorney in place in order to ensure that your finances stay secure - this might be particularly useful if the person designated as your healthcare power of attorney also handles estate planning tasks such as bill payment.

With estate planning comes peace of mind, knowing that all possible scenarios are covered thoughtfully and deliberately.

Here is a short video on the healthcare power of attorney: https://bit.ly/epdocsfinancialhealthcarepoa